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Finance Options at Brayleys Cars

Funding Solutions Explained

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Flexible Car Finance Options Tailored towards You!

Looking at ways to fund your next vehicle? Here at Brayleys, we make it easy with a wide range of flexible car finance solutions designed to suit your lifestyle and budget. 

Car finance has become a popular way to drive away in a new vehicle, without the need for a large upfront payment. With our customisable finance plans, you can filter and create a payment schedule that works for you, making it easier than ever to get the keys to your next car.

Gear stick with HP Hire Purchase text overlay.

Hire Purchase (HP)

Cover the full cost of your vehicle with an upfront deposit, followed by an agreed amount of monthly payments.
PCP Personal Contract Purchase text over car gear shift.

Personal Contract Purchase (PCP)

A popular way to finance your car, pay a deposit, make monthly payments with the option to purchase at the end of your agreement.
Gear stick with 'PCH Personal Contract Hire' text overlay.

Personal Contract Hire (PCH)

Drive your vehicle for a set period with fixed monthly payments, then simply return it at the end of the lease time
Gearstick with BCH Business Contract Hire text overlay.

Business Contract Hire (BCH)

If you're a business owner, you can lease your fleet with an initial deposit, followed by fixed monthly payments tailored to your agreement.

Why Choose Brayleys Dealership Car Finance? 

Applying for car finance through one of our dealerships offers a range of benefits designed to make the process simple, flexible and tailored to your needs:

  • Brayleys work closely with our trusted finance partners to help you create a personalised finance plan that suits your lifestyle. You can choose your monthly payments, how much deposit you'd like to pay, and the annual mileage. This will be fixed over a set time, which generally tends to be 36 or 48 months
  • Brayleys handle everything, from finding you a lender to managing the paperwork which makes the process quick and convenient
  • In many cases, you can get finance approval on the same day that you apply
  • We are fully authorised and regulated by the Financial Conduct Authority (FCA No. 313486), giving you peace of find throughout the whole process

Commonly Asked Questions

Is it better to buy a car outright of finance it?

Will I qualify for Car Finance?

What if I have bad credit?

What is APR and what does it stand for?

Does a finance deal include car insurance or servicing?

How much deposit do I need?

What documents do I need to apply for finance?

Can I settle my finance early?

Can I part-exchange my current car?

Can I buy a Used Car on finance?

What happens if I damage my car on finance?

What happens at the end of the finance term?