Used Car Finance

Low-rate used car finance offers from Brayleys

Drive your dream car with Brayleys used car finance, a simply and flexible way to pay for your next car. We’re making it easier and simpler to get behind the wheel of your next car by tailoring the finance around you with one, simple fixed interest rate. Simply choose over how long you want to make payments and how much deposit you want to put down.

Approved Used Cars Approved Used Car Finance Enquiry

At Brayleys, we want to make it as easy as possible for you to buy your used car. We have some superb models to choose from, including Mazda, Honda, Renault, Dacia and Kia, and we would be delighted to let you test drive any of the 300 used cars in our Brayleys stock. Once you’ve chosen the used car that’s right for you, we’ll work with you to tailor a finance package to suit your budget. We can offer a payment period of anything from 12 months to five years, and we’ll work out for you what your monthly payments will be based on the amount of deposit you would like to put down and how much of the purchase price you would like to finance with monthly payments – it’s all about what’s best for you.

Let us tailor a quote around you, call us or, request a quote online


Our used car finance couldn’t be simpler. Here’s how it works:

  1. Choose an approved used car from some 300 cars in our stock
  2. Choose to pay over 12, 24, 36, 48 or 60 months
  3. No minimum deposit required. The larger the deposit, the lower the monthly payments
  4. Pay just 9.9% APR, 5.1% fixed interest per annum
  5. When you come to the end of your term, pay the final payment and own the car

Representative Finance Example:

No of Monthly Payments 36
Amount of Monthly Payments £191.92
APR 9.9%
OTR £8,295.00
Total Deposit £2,295.00
Amount of Credit £6,000.00
Guaranteed Minimum Future Value £-
Total Amount Payable £9,214.12
Option to Purchase Fee £10.00
Fixed Interest rate p.a 9.40%
Annual Contract Mileage N/A

Driving your next car just became even easier! To start your new car journey, browse our stock of over 300 approved used cars

Brayleys Used Car Finance: The simple way to pay

To find out more about Brayleys Used Car Finance or to request a personalised quote, call us or simply send us a Used Car Finance enquiry

Approved Used Car Finance Enquiry Approved Used Cars

Terms and Conditions: A minimum 18 month finance term and minimum £2,500 balance to finance apply. Finance applicable at participating Brayleys dealers and are at the promoter's absolute discretion. Finance is only available to persons aged 18 or over, subject to status. Subject to availability. Terms and conditions apply. All figures are correct at time of publication but may be subject to change. Credit provided by Honda Finance Europe, Mazda Financial Services, RCI Financial Services, Kia Motors Finance.

Brayleys is authorised and regulated by the Financial Conduct Authority, Financial Services Register number 0000277531. Brayleys Cars Limited may introduce you to a number of finance providers where a commission may be received. This introduction is not independent financial advice. Brayleys Cars Limited Lyon Way, St Albans, Hertfordshire AL4 0LQ is authorised and regulated by the Financial Conduct Authority.